Privacy Policy
We are committed to protecting your privacy and personal data.
We are committed to protecting your privacy and personal data.
Effective Date: January 1, 2026 | Last Updated: February 17, 2026
IBC Corporate Finance Bank ("IBC," "we," "us," or "our") is committed to safeguarding the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your data when you access or use our website, mobile applications, online banking platform, client registration portal, and any other services we provide (collectively, the "Services").
By using our Services, you consent to the practices described in this policy. If you do not agree, please refrain from using our Services.
1.1 Personal Information You Provide: When you open an account, register through our Client Registration Portal, apply for a loan, or use any of our Services, we may collect: full legal name, date of birth, gender, nationality, residential address, city, country, email address, phone number, next of kin details, government-issued identification documents (passport, national ID, driver's license), identification numbers, employment and income information, tax identification numbers, and account preferences including currency selection.
1.2 Financial Information: Account balances, transaction history, payment details, credit history, investment portfolio data, loan and mortgage details, and information provided through wire transfers and international banking services.
1.3 Technical & Automated Data: When you use our digital services, we automatically collect IP addresses, browser type and version, device identifiers, operating system, access times, pages viewed, referring URLs, geolocation data, cookies, and analytics data.
1.4 Uploaded Documents: Identity verification documents submitted through our Client Registration Portal, including scanned copies of passports, national ID cards, driver's licenses, proof of address, and any additional supporting documents.
1.5 Communication Data: Records of communications with us, including emails, phone calls (which may be recorded for training and compliance), live chat transcripts, WhatsApp messages, and in-branch interactions.
Account Services: To open and manage your accounts, process transactions, verify your identity through our Client Registration Portal, and provide customer support.
Security & Fraud Prevention: To detect, prevent, and investigate fraud, money laundering, terrorist financing, and other illegal activities using our AI-powered Quantum-Shield encryption and monitoring systems.
Legal & Regulatory Compliance: To comply with applicable laws, regulations, and banking requirements including Know Your Customer (KYC), Anti-Money Laundering (AML), FATCA, and CRS obligations.
Service Improvement: To enhance our products, develop new features, analyze usage patterns, and personalize your banking experience.
Communications: To send account notifications, security alerts, service updates, promotional materials (with your consent), and important regulatory notices.
IBC Corporate Finance Bank does not sell your personal information to third parties. We may share your data only in the following circumstances:
Regulatory Authorities: As required by law, we may disclose information to banking regulators, tax authorities, law enforcement agencies, and courts of competent jurisdiction.
Credit Bureaus: For credit reporting, credit assessment, and identity verification purposes.
Service Providers: With carefully selected third-party vendors who assist in our operations (payment processors, cloud hosting, IT security providers) under strict contractual confidentiality obligations.
SWIFT Network: For international wire transfers, relevant transaction data is transmitted through the SWIFT messaging network in compliance with international banking standards.
Corporate Transactions: In connection with a merger, acquisition, reorganization, or sale of assets, subject to the acquiring entity agreeing to honor this Privacy Policy.
We implement industry-leading security measures: AES-256 bit encryption for data at rest and in transit; TLS/SSL secure connections for all digital services; multi-factor authentication (MFA) and biometric login options; 24/7 AI-powered fraud detection and threat monitoring; regular third-party security audits and penetration testing; employee background checks, access controls, and mandatory security training; physical security measures at all branches and data centers; encrypted document storage for all client registration uploads.
We retain your personal information for as long as your account remains active and for a minimum period of seven (7) years following account closure, as required by banking regulations. Identity verification documents are securely stored for the duration required by applicable KYC/AML regulations. You may request deletion of non-regulatory data at any time.
Depending on your jurisdiction, you may have the following rights: Access — request a copy of personal data we hold; Rectification — request correction of inaccurate data; Erasure — request deletion subject to legal requirements; Restriction — request limited processing; Data Portability — request data in a structured format; Objection — object to processing for direct marketing; Withdraw Consent — withdraw consent at any time where processing is consent-based.
To exercise these rights, contact our Data Protection Officer at info@ibccorporatefinance.com or call +1 252-633-7061.
We use cookies, web beacons, and similar technologies to enhance your browsing experience, remember preferences, analyze traffic, and personalize content. Manage preferences through our Cookie Policy page or browser settings. Disabling certain cookies may affect functionality.
Your data may be transferred to and processed in countries outside your residence. We ensure appropriate safeguards including standard contractual clauses, adequacy decisions, and compliance with applicable data protection frameworks.
Our Services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children under 16.
We may update this policy periodically. Material changes will be communicated via email and posted on our website. Continued use constitutes acceptance.
IBC Corporate Finance Bank — Data Protection Officer
Email: info@ibccorporatefinance.com
Phone: +1 252-633-7061
WhatsApp: +12526337061
Address: 230 West Main Street, Ionia, MI 48846, USA
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